August 2025 Council Message
Will you have enough income in retirement? The last thing any of us wants to worry about is running out of money to cover our needs, especially in our golden years.
An annuity from the Knights of Columbus can help give you peace of mind with a guaranteed income stream.
How does it work? Simply put, an annuity is a retirement savings product. You make contributions, and, after a specified amount of time, the annuity pays you regular income.
Unlike other ways you may be saving for retirement, annuities remain stable during volatile market conditions. In fact, each Knights of Columbus annuity comes with a guaranteed minimum interest rate. No matter the market fluctuations, your annuity is guaranteed to never earn less than the contractually stated amount, on an annual basis.
As you prepare for retirement, you can also consider the tax advantages, income flexibility, and estate planning benefits that permanent life insurance offers. It’s a potentially valuable, and often underutilized, tool for families when it comes to preparing for retirement.
You’re hopefully maximizing your contributions to savings plans like a 401(k) at work or Individual Retirement Account (IRA). What about other investment options that take your targeted retirement date and risk threshold into account? Knights of Columbus Asset Advisors, a wholly owned subsidiary of Knights of Columbus, has resources to help you understand your options. If you need assistance, I’m happy to connect you with a registered advisor.
Let’s look at your finances together to see what plans you already have in place, and what gaps you may have to ensure you don’t run out of income in retirement. Safeguard your future today — set up time to meet with me in the coming weeks!
Thank you!
Post Script: You can visit KofC.org and KoCAA.org for detailed information on what each of KofC and KoCAA can offer members directly
Guarantees assume all premiums are timely paid and are based on the claims-paying ability of the issuer. Any policy loans will impact the guarantees by reducing the policy’s death benefit and cash values.
Not all Knights of Columbus (“KofC”) field agents are licensed as financial advisors with KoCAA. All investment inquiries will be forwarded to a licensed financial advisor.
Knights of Columbus Asset Advisors (“KoCAA”) and Knights of Columbus (“KofC”) are entities that each provide separate and distinct products and services. KofC is not recommending or endorsing KoCAA. KofC is not a Registered Investment Adviser and does not provide investment advice. Persons interested in KoCAA’s investment advisory services should contact KoCAA directly. KoCAA does not offer insurance, and all insurance related inquiries should be directed to KofC. Information provided herein is educational in nature and is not intended as legal, tax, financial, or other professional advice. This information is intended for current or prospective investors in the U.S. only.
KoCAA is an SEC registered investment adviser that maintains a principal place of business in the State of Connecticut. For information about KoCAA’s business operations, please consult the Firm’s Form ADV disclosure documents, the most recent versions of which are available on the SEC’s Investment Adviser Public Disclosure website at adviserinfo.sec.gov. KoCAA is a wholly owned subsidiary of KofC, one of the world’s largest Catholic Lay Organizations. Investing involves risk and you may gain or lose money on your investments. KoCAA’s status as a Registered Investment Adviser does not imply a certain level of skill or training. For additional information visit KoCAA.org or write to kofcfunds@kofcassetadvisors.org.
KofC offers life insurance, annuities, long-term care insurance and disability income insurance products. For costs, terms, conditions and complete details regarding these products, please contact your agent directly or the KofC office at 1-800-380-9995. Products may vary by state. Insurance solutions are available to eligible KofC members in the U.S. and Canada. Knights of Columbus is located at: One Columbus Plaza, New Haven, CT 06510.
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